Regulatory changes in the insurance industry can have significant impacts on how companies operate. In recent years, there has been a push for greater transparency and consumer protection, leading to stricter regulations. Insurers are required to maintain higher capital reserves, which can affect their profitability. Additionally, data protection laws, such as GDPR in Europe, have necessitated changes in how companies handle customer information. Compliance with these regulations often requires significant investments in technology and staff training. While these changes aim to protect consumers, they also pose challenges for insurers, who must adapt to a constantly evolving regulatory landscape.